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Whether you pay the phone bill, utility bill or purchase something. Whether you buy in-store or online. Wherever you are credit cards offer you great convenience. But If you want to be a smart spender, you should be thinking about a rewards credit card — because why not earn points, miles or cashback on all the rupees you spend. But all rewards credit cards aren’t created equal. Plus, the right one for you will vary, depending on how you spend. Travel a lot? Spend a ton on food? Not ready to spend the fee for the convenience? Check out our categorized guides to find the right card that works for you.

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