Best Premium Credit Cards in India

Every bank offers premium credit cards for people who live a luxurious lifestyle. They offer premium offers and services with unmatched rewards points and access to luxurious airport lounges.
    Diners Club Black
    Credithita Rating : 5

    Diners Club Black

    Rewards Rate
      For every ₹150 you spend
    • Earn 50 reward points on selected partners
    • Earn 5 reward points on all other spent
    Benefits
    Unlimited Airport lounge access to 1,000+ Lounges; 6 Complimentary Golf games per quarter; Air AccidentCover of INR 2 Crore; Emergency Medical Expenses Cover of up to INR 50 Lakh
    Fee
    ₹10,000
    SignUp Bonus
    • Complimentary Annual Memberships of Zomato Gold, Amazon Prime and more
    Card Brand
    Card Details
    • Air accident cover of ₹2 Crore.
    • Emergency Medical Expenses Cover of up to ₹50 Lakh
    • Credit Liability Cover Of up to ₹9 Lakh
    • Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
    • Complimentary annual memberships can be availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month).
    • Spend ₹5L in 12 Months and get Renewal Fee waived for next renewal year.
    • 6 Complimentary Golf games (Green fee waiver) per quarter around 20 golf courses in India and 40 golf courses world over.
    More Info for Diners Club Black
    HDFC Regalia
    Credithita Rating : 4

    HDFC Regalia

    Rewards Rate
    • Earn 4 reward points on every ₹150 you spend
    Benefits
    Airport Lounge Access Priority Pass Membership; Get 15,000 bonus points every year on spends of Rs.8Lac; Air Accident Cover of INR 1 Crore; Emergency Overseas Medical Expenses Cover of up to INR 15 Lakh
    Fee
    ₹2,500
    SignUp Bonus
    • Welcome Benefit of 2,500 Reward Points upon fee realization
    Card Brand
    Card Details
    • Complimentary Airport Lounge Access through Priority Pass Membership
    • Lowest Foreign Currency Mark-up Fee of 2% on international transactions
    • Now get 15,000 bonus points every year on spends of Rs.8 Lac
    • Use your card* to make quick transactions at merchant locations accepting contactless cards
    • Earn 4 Reward Points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options
    More Info for HDFC Regalia
    Sapphiro Credit Card
    Credithita Rating : 4

    Sapphiro Credit Card

    Rewards Rate
      For every ₹100 you spend
    • 3 PAYBACK points on all(except fuel)
    • 6 PAYBACK point on International spends
    Benefits
    • 2 complimentary movie tickets every month under the Buy One Get One Free offer
    • 2 complimentary international airport lounge visits per the calendar year
    Fee
    ₹6,500
    Welcome Bonus
    • Welcome vouchers worth ₹ 10,000
    Card Brand
    Card Details
    • Get Welcome Vouchers on Shopping and Travel worth Rs 10,000 on payment of joining fee.
    • Get up to 20,000 PAYBACK points every anniversary year.
    • 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express.
    • 2 complimentary international airport lounge visits per the calendar year and 2 complimentary domestic airport spa visit per the calendar year, under complimentary membership to Dreamfolks DragonPass Lounge Access Programme.
    • Enjoy up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.
    • Buy one movie/event ticket and get up to Rs 500 off on the second ticket, twice every month, through www.bookmyshow.com
    • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme
    More Info for Sapphiro Credit Card
    Emeralde Credit Card
    Credithita Rating : 5

    Emeralde Credit Card

    Rewards Rate
      For every ₹100 you spend
    • 4 PAYBACK points on all(except fuel)
    • 1 PAYBACK point on utilities and insurance categories
    Benefits
    4 complimentary movie tickets every month under the Buy One Get One Free offer; Celebrate your birthday with Trident Hotels with a voucher worth ₹7500
    Fee
    ₹12,000
    Special
    unlimited complimentary international and domestic lounge access; Unlimited complimentary spa access at airports in India
    Card Brand
    Card Details
    • Annual benefits estimated to be around ₹3,00,000
    • Buy one ticket and get up to ₹750 off on the second ticket, up to four times every month through BookMyShow
    • The offer is valid on all movie and non-movie tickets booked through BookMyShow
    • Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world, with a complimentary round/lesson of golf on every ₹50,000 or more spent on the card in the previous calendar month, up to a maximum of 4 rounds/ lessons of golf every month.
    • Enjoy a meal with your loved ones on your birthday with a dining voucher worth ₹7,500 from Trident Hotels, valid for redemption on the full menu at any Trident Hotel near you. This offer is valid only on American Express
    • Get a complimentary Gift Voucher worth ₹5,000 from Da Milano on spending ₹2,00,000 on your card in the first two months of joining. This offer is valid only on American Express
    • Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill and Gold’s Gym
    • Air accident insurance of Rs. 3 crore
    • Lost baggage insurance of USD 1200
    • Loss of travel document insurance of USD 500
    • Lost card liability of Rs 50,000
    More Info for Emeralde Credit Card
    SBI Elite Credit Card
    Credithita Rating : 4

    SBI Elite Credit Card

    Rewards Rate
    • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
    • Earn 2 Reward Points per ₹100 on all other spends, except fuel
    SignUp Bonus
    • Welcome e- Gift Voucher worth ₹5,000
    • For Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
    Fee
    ₹4,999
    Milestone Benefit
    • Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year
    • Earn 10,000 bonus Reward Points on achieving annual spends of ₹3 lakhs
    Card Brand
    Card Details
    • Welcome e- Gift Voucher worth ₹5,000
    • For Pantaloons, Shoppers Stop and Hush Puppies /Bata you can redeem your e-gift voucher by showing the code at the respective brand store
    • Free Movie Tickets worth ₹6,000 every year
    • Transaction valid for at least 2 tickets per booking per month. Maximum discount is ₹250/ticket for 2 tickets only. Convenience Fee would be chargeable
    • Earn upto 50,000 Bonus Reward Points worth ₹12,500/ year
    • Earn 10,000 bonus Reward Points on achieving annual spends of ₹3 lakhs
    • Get 5X Reward Points on Dining, Departmental stores and Grocery Spends
    • Earn 2 Reward Points per ₹100 on all other spends, except fuel
    • Complimentary membership to the Priority Pass Program worth $99
    • Enjoy 2 complimentary Domestic Airport Lounge visits every quarter in India
    • Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
    • You are also entitled to 2 Reward Points on every ₹100 spent on International transactions.
    More Info for SBI Elite Credit Card
    Axis Bank Vistara Infinite Credit Card
    Credithita Rating : 5

    Axis Bank Vistara Infinite Credit Card

    Rewards Rate
    • 6 CV points for every ₹200 spent
    SignUp Bonus
    • Welcome aboard with a complimentary Business Class ticket
    Fee
    ₹10,000
    Milestone benefit
    • Upto 3 Business class tickets
    Card Brand
    Card Details
    • Welcome aboard with a complimentary Business Class ticket
    • 6 CV points on every ₹200 spent
    • Upto 3 Business class tickets and 10,000 CV points on milestone spends
    • Complimentary Club Vistara Gold Membership
    • Exclusive offers with Axis Bank Extraordinary weekends
    • Delectable discounts with Axis Bank Dining Delights
    • Annual Fee: ₹10,000
    • One can receive up to at least 15% discount at restaurants which are tied to the Axis Bank Dining Delights.
    • A complimentary Business class ticket is awarded for transactions that exceed ₹2.5 lakhs, ₹5 lakhs and ₹7.5 lakhs
    More Info for Axis Bank Vistara Infinite Credit Card
    American Express Platinum Credit Card
    Credithita Rating : 4.5

    American Express Platinum Credit Card

    Rewards Rate
    • Earn 2.5 Membership Reward points for every ₹100 spent
    • Get 3X Membership Reward points on abroad spent
    Benefits
    • Access over 1,200 of the finest Airport Lounges globally
    Fee
    ₹60,000
    SignUp Bonus
    • Earn 1,00,000 Welcome Bonus Membership Rewards Points or get stay vouchers from Taj, SeleQtions and Vivanta Hotels worth ₹45,000
    Card Brand
    Card Details
    • Earn 1,00,000 Welcome Bonus Membership Rewards Points or get stay vouchers from Taj, SeleQtions and Vivanta Hotels worth ₹45,000
    • Access over 1,200 of the finest Airport Lounges globally
    • 50% off on suites at Oberoi Hotels and Resorts
    • 25% off at Taj, SeleQtions and Vivanta Hotels
    • Get 3X Membership Reward points on everything, every time you spend abroad.
    • Also earn 2.5 Membership Reward points for every ₹100 spent
    • Points never expire.
    • Point Value 50Ps to ₹1
    • Elite Tier Benefits
      • Taj InnerCircle Silver Tier
      • Marriott Bonvoy™ Gold Elite Status - Value: ₹20,000
      • Hilton Honors Gold Status - Value: ₹10,000
      • Radisson Rewards Gold Status
      • Hertz Gold Plus Rewards
      • Shangri-La Golden Circle’s Jade Tier Value
    More Info for American Express Platinum Credit Card
    Citi Prestige Credit Card
    Credithita Rating : 4

    Citi Prestige Credit Card

    Rewards Rate
    • Earn 1 reward point per ₹100 spent on domestic transactions
    • Earn Get 2 reward points per ₹100 spent on internationall
    Benfits
    • Get free unlimited priority pass lounge access to over 800 airports, worldwide
    • Based on your relationship with Citibank, get up to 50% bonus reward points every month.
    Fee
    ₹20,000
    SignUp Bonus
    • Welcome bonus miles worth ₹4,500
    Card Brand
    Card Details
    • Get benefits worth ₹38,000+ in first year
    • Welcome bonus miles worth ₹4,500*
    • Taj Group/ ITC Hotels vouchers of ₹10,000*
    • Reward points worth ₹24,000** on annual spends
    • Never expiring reward points
    • Epicure Plan of Taj InnerCircle membership
    • Complimentary Priority PassTM lounge access for primary as well as add-on card members
    • Instantly Pay with Points at select partners
    • Get 1 reward point per ₹100 spent on domestic transactions
    • Get 2 reward points per ₹100 spent on international
    • Based on your relationship with Citibank, get up to 50% bonus reward points every month.
    • On annual spends of ₹24 Lacs. Cashback value per point - 1 rupee. Benefits rounded down to nearest fifty
    • Convert to air miles to frequent flyer partners at the rate of 1 point = 4 miles.
    • Get free unlimited priority pass lounge access to over 800 airports, worldwide. This benefit applies to primary and supplementary credit cardholders.
    More Info for Citi Prestige Credit Card