HDFC Regalia Offers & Benefits

HDFC Regalia
Credithita Rating : 4

HDFC Regalia

Rewards Rate
  • Earn 4 reward points on every ₹150 you spend
Benefits
Airport Lounge Access Priority Pass Membership; Get 15,000 bonus points every year on spends of Rs.8Lac; Air Accident Cover of INR 1 Crore; Emergency Overseas Medical Expenses Cover of up to INR 15 Lakh
Fee
₹2,500
SignUp Bonus
  • Welcome Benefit of 2,500 Reward Points upon fee realization
Card Brand

Key Details of HDFC Regalia

  • Complimentary Airport Lounge Access through Priority Pass Membership
  • Lowest Foreign Currency Mark-up Fee of 2% on international transactions
  • Now get 15,000 bonus points every year on spends of Rs.8 Lac
  • Use your card* to make quick transactions at merchant locations accepting contactless cards
  • Earn 4 Reward Points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options

Con's of HDFC Regalia

  • Reward points are valid only for 2 years.

Rewards Rate of HDFC Regalia

  • Earn 4 Reward Points on every Rs. 150 spent and redeem rewards against exclusive lifestyle options

Signup Bonus of HDFC Regalia

  • Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points

Fee Details of HDFC Regalia

  • First year Membership Fee – Rs. 2500/- + Applicable Taxes, Renewal Membership Fee – Rs. 2500/- + Applicable Taxes
  • Welcome Benefit of 2500 Reward Points and renewal benefit of 2500 Reward Points
  • Spend Rs. 3L in 12 Months and get Renewal Fee waived for next renewal year.
Cash withdrawal Interest
3.49% per month
Purchase Interest
3.49% per month

Charges of HDFC Regalia

Fee Type Charges
Fee ₹2,500
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹5,000
  • ₹600 for Between ₹5001 to ₹10,000
  • ₹800 for Between ₹10001 to ₹25,000
  • ₹950 More than ₹25,000
Fee on cash payment at branches ₹100 per payment transaction
Cash withdrawal limit 40% of your credit card limit
Reward redemption fee ₹99
Foreign Currency Transactions fee Bank Charges Cross currency markup of 2%
Balance transfer processing fee 1% of balance transfer amount or ₹250 (which ever is higher)
Eligibility of HDFC Regalia
  • Applicant should be either self-employed or salaried.
  • For salaried Employee,the age range is 21 to 60 years.
  • For self-employed, it is 21 to 65 years.

Documentation for HDFC Regalia

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

What is the credit limit of the HDFC Regalia Card?

What Is HDFC Regalia Card fee?

HDFC Regalia Card Reward points valid for?

Can I withdraw cash from HDFC Regalia Card?

What is the interest rate for HDFC Regalia Credit Card?

What is the billing date of the HDFC Credit Card?

How can I pay my HDFC credit card bill?

What do I do if my HDFC Bank Credit Card is lost or stolen?

Can I make HDFC credit card payments with other bank debit cards?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?