Name: American Express Platinum Credit Card
Brand: American Express
SKU: wsWAh9IuJaRxGb9gsYIE
Rating: 4.5 (36 reviews)

Question 1

Is American Express Platinum Credit Card International?

Accepted Answer

Yes, you can use American Express Platinum Credit Card internationally and each transaction will have a 3.50% foreign currency mark-up fee. Make sure you update American Express about your travel plans by calling their customer care before your travel so that your transactions are not denied by Amex suspecting these are fraudulent.

Question 2

Does American Express Platinum Credit Card have free airport lounge access?

Accepted Answer

With American Express Platinum Credit Card you can get access to over 1,200 of the finest Airport Lounges globally.
The American Express Global Lounge Collection includes access to:

The Centurion® Lounge
American Express Lounges
Priority Pass™ Lounges
Delta Sky Club® Lounges when flying Delta
Lufthansa Lounges & Escape Lounges
Domestic Partner Lounges in India

Question 3

What is the interest rate for American Express Platinum Credit Card?

Accepted Answer

The interest rate is 3.50% monthly or 42% annually.

Question 4

Can I withdraw cash from American Express Platinum Credit Card?

Accepted Answer

Like most credit cards, you can withdraw money using American Express Platinum Credit Card upto your allowed cash withdrawal limit. Every transaction includes a fee of 3.50% on the advanced amount, subject to a minimum of ₹250. The interest rate is 3.50% monthly or 42% annually.

Question 5

What Is the American Express Platinum Credit Card fee?

Accepted Answer

American Express Platinum Credit Card has a first year joining fee of ₹60,000 + GST

Question 6

American Express Platinum Credit Card  Reward points valid for?

Accepted Answer

American Express reward points never expire as long as you have at least one active Amex Rewards card active

Question 7

What is the value of American Express Platinum Credit Card reward points?

Accepted Answer

You earn reward points while you spend using American Express Platinum Credit Card. You Earn 2.5 Membership Reward points for every ₹100 spent and these accumulated reward points can be redeemed at a rate of ₹50- ₹100 for every 100 reward points.

Question 8

Do American Express cards have 15 digits?

Accepted Answer

In India, most common issuers Visa, MasterCard, and Rupay have standardized 16 digit card numbers while American Express uses 15 digits.

Question 9

How do I report a lost, stolen, or damaged Card?

Accepted Answer

If you need to report your lost or stolen card call Amex 24 hour Card Member Helpline to block your Card.

Question 10

Is applying for a credit card impacts my credit score?

Accepted Answer

Whenever you apply for a new credit card issuer bank will do a “hard inquiry” (aka “hard pull”) on your credit history to verify your creditworthiness. So it is a chicken-and-egg problem, to build good creditworthiness and build credit history you need a credit card and applying a new card impacts your score, so you need to plan ahead and apply for a few cards together and start building a good credit history by regularly using and repaying credit cards.

Question 11

How can I pay my American Express Credit Card bill?

Accepted Answer

You can pay American Express credit card dues via multiple channels:

Auto-Debit facility
Net banking
Drop Boxes
NEFT
UPI

Question 12

Can I increase my American Express credit limit?

Accepted Answer

Yes. Generally if you are a new customer banks offer a decent credit limit based on your eligibility and after the first six months and after gaining from loyalty, you can request for an increase in your credit limit.

Question 13

How do I download the Amex App?

Accepted Answer

You can download the Amex App for Android from Google Play and for iOS from Apple AppStore or dial this number 7043337788 and give a missed call to receive a link and instructions to download the Amex app onto your mobile phone.

Fee Type	Charges
Cheque/ECS return fee	₹250
Overlimit Charge	₹500
Duplicate Statement Fee	₹100
Surcharge on Fuel	2.5%
Membership Rewards Points	₹200 per points reinstatement ₹250 for every redemption of Air Miles
Cash advance fee	3.50% on advanced amount, subject to minimum of ₹250
Foreign Currency Transactions	Currency conversion factor assessment - 3.5%

American Express Platinum Credit Card Offers & Benefits

American Express Platinum Credit Card

Key Details of American Express Platinum Credit Card

Fee Details of American Express Platinum Credit Card

Charges of American Express Platinum Credit Card

Documentation for American Express Platinum Credit Card

Frequently asked questions