Emeralde Credit Card Offers & Benefits

Emeralde Credit Card
Credithita Rating : 5

Emeralde Credit Card

Rewards Rate
    For every ₹100 you spend
  • 4 PAYBACK points on all(except fuel)
  • 1 PAYBACK point on utilities and insurance categories
Benefits
4 complimentary movie tickets every month under the Buy One Get One Free offer; Celebrate your birthday with Trident Hotels with a voucher worth ₹7500
Fee
₹12,000
Special
unlimited complimentary international and domestic lounge access; Unlimited complimentary spa access at airports in India
Card Brand

Key Details of Emeralde Credit Card

  • Annual benefits estimated to be around ₹3,00,000
  • Buy one ticket and get up to ₹750 off on the second ticket, up to four times every month through BookMyShow
  • The offer is valid on all movie and non-movie tickets booked through BookMyShow
  • Perfect your swing with exclusive access and privileges at the most iconic golfing greens in India and around the world, with a complimentary round/lesson of golf on every ₹50,000 or more spent on the card in the previous calendar month, up to a maximum of 4 rounds/ lessons of golf every month.
  • Enjoy a meal with your loved ones on your birthday with a dining voucher worth ₹7,500 from Trident Hotels, valid for redemption on the full menu at any Trident Hotel near you. This offer is valid only on American Express
  • Get a complimentary Gift Voucher worth ₹5,000 from Da Milano on spending ₹2,00,000 on your card in the first two months of joining. This offer is valid only on American Express
  • Exclusive discounts at VLCC, Kaya Skin Clinic, Richfeel, True Fitt n Hill and Gold’s Gym
  • Air accident insurance of Rs. 3 crore
  • Lost baggage insurance of USD 1200
  • Loss of travel document insurance of USD 500
  • Lost card liability of Rs 50,000

Pro's of Emeralde Credit Card

  • Unlimited complimentary international and domestic lounge access
  • Unlimited complimentary spa access at airports in India
  • 4 complimentary movie tickets every month under the Buy One Get One Free offer

Con's of Emeralde Credit Card

  • Eligible criteria 😂

Rewards Rate of Emeralde Credit Card

  • 4 PAYBACK Points on every ₹100 spent on all retail transactions except fuel
  • 1 PAYBACK Point on every ₹100 spent on utilities and insurance categories

Fee Details of Emeralde Credit Card

  • You pay a joining fee of ₹12,000 + GST
  • 2nd year onwards - waived off if you spend ₹15,00,000 in the previous year.
Cash withdrawal Interest
1.99% per month
Purchase Interest
3.4% per month

Charges of Emeralde Credit Card

Fee Type Charges
Joining fee ₹12,000
2nd year onwards fee ₹12,000
Card replacement fee ₹100
Cash withdrawal fee 1.99% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹10,000
  • ₹750 More than ₹10,000
Foreign currency transactions Mark-up of 3.50%
Fee on cash payment at branches ₹100 per payment transaction
Eligibility of Emeralde Credit Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee, the age range is 21 to 65 years and Net Monthly Income > ₹3,00,000 per month.
  • For self-employed, it is 21 to 65 years and ₹30,00,000 per annum

Documentation for Emeralde Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is ICICI Emeralde Credit Card International?

Does ICICI Emeralde Credit Card have free airport lounge access?

What is the interest rate for an ICICI Emeralde Credit Card?

Can I withdraw cash from ICICI Emeralde Card?

What Is the ICICI Emeralde Credit Card fee?

Will I get a BOGO (buy one get one) ticket with ICICI Emeralde Credit Card?

What is the billing date of the ICICI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?

What do I do if my ICICI Bank Credit Card is lost or stolen?

How can I pay my ICICI credit card bill?