Diners Club Black Offers & Benefits

Diners Club Black
Credithita Rating : 5

Diners Club Black

Rewards Rate
    For every ₹150 you spend
  • Earn 50 reward points on selected partners
  • Earn 5 reward points on all other spent
Benefits
Unlimited Airport lounge access to 1,000+ Lounges; 6 Complimentary Golf games per quarter; Air AccidentCover of INR 2 Crore; Emergency Medical Expenses Cover of up to INR 50 Lakh
Fee
₹10,000
SignUp Bonus
  • Complimentary Annual Memberships of Zomato Gold, Amazon Prime and more
Card Brand

Key Details of Diners Club Black

  • Air accident cover of ₹2 Crore.
  • Emergency Medical Expenses Cover of up to ₹50 Lakh
  • Credit Liability Cover Of up to ₹9 Lakh
  • Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)
  • Complimentary annual memberships can be availed upon achieving annual spend milestone of Rs 8 Lakhs at the time of Card Anniversary (Card anniversary is 12 months from card open month).
  • Spend ₹5L in 12 Months and get Renewal Fee waived for next renewal year.
  • 6 Complimentary Golf games (Green fee waiver) per quarter around 20 golf courses in India and 40 golf courses world over.

Pro's of Diners Club Black

  • 10x Reward Partner Program

Con's of Diners Club Black

  • Reward points are valid only for 3 years.

Rewards Rate of Diners Club Black

  • Earn 5 Reward Points for every Rs. 150/- retail purchase*
  • The capping of reward points is only on the accelerated 10X program and not on any other spends which follow the Regular reward points

Signup Bonus of Diners Club Black

  • Complimentary Annual Memberships of
  • Club MARRIOTT
  • Forbes India
  • Zomato gold
  • Amazon Prime
  • MMT Double Black
  • Times Prime

Fee Details of Diners Club Black

  • Annual Membership fee - ₹10,000 + Applicable Taxes.
  • Spend Rs. 5L in 12 Months and get Renewal Fee waived for next renewal year.
Cash withdrawal Interest
3.49% per month
Purchase Interest
3.49% per month

Charges of Diners Club Black

Fee Type Charges
Fee ₹10,000
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹5,000
  • ₹600 for Between ₹5001 to ₹10,000
  • ₹800 for Between ₹10001 to ₹25,000
  • ₹950 More than ₹25,000
Fee on cash payment at branches ₹100 per payment transaction
Cash withdrawal limit 40% of your credit card limit
Reward redemption fee ₹99
Foreign Currency Transactions fee Bank Charges Cross currency markup of 2%
Balance transfer processing fee 1% of balance transfer amount or ₹250 (which ever is higher)
Eligibility of Diners Club Black
  • Applicant should be either self-employed or salaried.
  • For salaried Employee age range is 21 to 60 years.
  • For self-employed, it is 21 to 65 years.

Documentation for Diners Club Black

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

What is the credit limit of HDFC Diners Club Black Card?

What Is HDFC Diners Club Black Card fee?

HDFC Diners Club Black Card Reward points valid for?

Can I withdraw cash from HDFC Diners Club Black Card?

What is the interest rate for HDFC Diners Club Black Credit Card?

What is the value of HDFC Diners Club Black Card reward points?

What is the billing date of the HDFC Credit Card?

How can I pay my HDFC credit card bill?

What do I do if my HDFC Bank Credit Card is lost or stolen?

Can I make HDFC credit card payments with other bank debit cards?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?