American Express SmartEarn Credit Card is the special credit card designed especially for the millennials. This is an ideal card for the beginners, who could earn rewards on every spending like online food payments, cab rides or any other transactions. This card comes with a basic annual fee, but this could be waived off by spending Rs 10,000/- in the first 90 days of the card issuance, as it offers Rs 500/- as cashback. Though there are many credit cards available in the market, what makes the American Express SmartEarn Credit Card stand out is, the basic joining fee with huge rewards and other privileges.
Today's generation is all about digital payments and a huge demand for credit cards. But getting the smart and best credit card is important of you are a beginner then the American Express SmartEarn Credit Card is the best option for you, as it helps you build your credit score and helps you make payment procedures easy. Here is our review on the American Express SmartEarn Credit Card that will clear all your queries and help you analyze whether this credit card is suitable or not.
American Express SmartEarn Fee and Charges:
- Joining Fee/ Annual fee - Rs 495 + Taxes
- Interest Fee Period - 52 Days
- Finance Charges - 3.5% per month
Benefits and Features of American Express SmartEarn Credit Card:
- Get Rs 500/- cashback as Welcome bonus on spending Rs 10,000/- in the first 90 days.
- Get EMI at the lowest interest rates at 12%, per annum.
- Get 10X membership reward on every Rs 50/- spent on Flipkart and Uber.
- Get 5X membership rewards on making purchases on Amazon, swiggy, BookMyShow with the minimum spending of Rs 50/-
- Get 1 reward on fuel, Insurance, Utilities and on other transactions.
- Contact less payments makes the transaction processes seamless.
Our Review:
The American Express SmartEarn Credit Card is specifically for those who are new to credit cards and wants to build the credit score. Also, for those who spend more and wants to earn rewards at the same time on spending. This card is best for these type of users as this card offers huge benefits, the more you spend the more you will earn rewards.