HDFC Bank Regalia Credit Card Review

HDFC Bank Regalia Credit Card Review

HDFC Regalia Credit Card is popularly known premium cards, in recent times it has lost it fame due to devaluation but presently it has again stood as the best in the market by adding up special features and benefits that making this credit card more special in today's market. The HDFC Regalia Credit Card offers multiple benefits, the most important benefit of this credit card is, that the cardholder can travel for free using the reward points and airmiles using the earned reward points. This article presents you the review of the newest designed HDFC Bank Regalia Credit Card.

Charges and Fees of the HDFC Regalia Credit Card:

  • Joining Fee - Rs 2,500/-
  • Renewable Fee - Rs 2,500/-
  • Minimum Limit - Rs 2 lakhs
  • Renewal Fee waiver - On spending of Rs 3 lakhs within a year
  • Types/Variants - Regalia, Doctors Regalia, Business Regalia, and Corporate Regalia

Features and benefits of HDFC Regalia Credit Card:

Reward Points-

  • Get 1 reward point on every spent if Rs 0.50/-
  • On every Rs 150/- spending on Retail purchase earn 4 Reward points
  • On annual depends on up to Rs 5,00,000/- or above get 10,000 reward points
  • Get 15,000 Reward points on annual spending of Rs 8,00,000/- or more.
  • Rewards redemption at the Regalia portal
  • The Card holder can get 2X/5X/20X rewards at various partnered merchants.
  • Get Domestic lounge access with a yearly limit (Terms apply)
  • Get international airport lounge access, with the limit reset for every calendar year.
  • Get foreign exchange markup fee up to 2% and GST.
  • Get credit shield up to 9 lakhs.

Bottom Line:

The HDFC Bank Regalia Credit Card is undoubtedly the most popular card in the present generation as it offers great convenience for payments. The Regalia card is best suited for traveling or for the users who are frequent travelers as on every travel spending your Regalia card will get you reward points and can be easily redeemed at the portal. The redeemed rewards points will save you most of your money. This is comparatively the best card than the Visa Mastercard or Signature cards. Swipe your Regalia card and get the access to the luxurious lounges at the airport. Enjoy its benefits while making purchases.