HDFC Solitaire Credit Card is one of the highly recommend credit cards in the market, but it has exclusive opportunities for the women's offering maximum benefits. The user can earn up to 50% of the reward points while swiping for dining, groceries with the Solitaire Credit Card (Terms apply). Also, the user can convert the earned reward points to cash at the rate of Rs 20/- per 100 reward points. The validity of the reward points is 2 years from the date of credited to the user’s account. Also, the Solitaire Credit Card offered of HDFC provides the benefit of the zero liability on loss of the card for its users. Apart from that the credit card user can get free interest period up to 50 days on all swipes from the date of transaction. Here we will clearly mention every detail of the card that help you decide whether to go with this credit card or not.
Features and Benefits of the HDFC Bank Solitaire Credit Card:
Rewards-
- User can get 3 reward points on every Rs 150/- spent.
- Credit card user can get Shoppers Stop Voucher worth Rs 1000/-
- Get a 1000 reward points as welcome gift.
- Get up to 2,880 reward points on dinning and groceries spending’s in a year.
Milestone Benefits-
- Get voucher worth Rs 1000/- on spending Rs 75,000/- within half year of the credit card issuance.
Fuel Surcharge Waiver-
- Get Fuel Surcharge waiver up to Rs 250/-
Fees and Charges of the Solitaire Credit Card of HDFC Bank:
- Joining Fee - Rs 500/-
- Annual Fee - Rs 500/- (2nd year onwards)
- Rate of Interest - 3.49% per month
- Cash Withdrawal Fee - Rs 500/- of the withdrawal amount
- Over Credit Limit Fee - 2.5% on the amount
- Re- Issue of the card fee - Rs 100/-
- Cash payment fee - Rs 100/- per deposits
Late Payment Fee -
- For a payment ranging between Rs.501/- to Rs.5,000/-: Rs.500/- charge applies.
- For amount between Rs.5,001/- to Rs.10,000/-: Rs.600/- applicable
- For about Rs.10,001/- to Rs.25,000/-: Rs.800/- fee charged.
- For Rs.25,000/- and Above: Rs.950 applied
Bottom Line:
HDFC Bank Solitaire Credit Card is one of the best credit cards for every credit card user as it comes with multiple benefits like Cash back, welcome gift, reward points on dining, travel, groceries shopping also travel benefits. As this card has a chip placed in it this card offers the highest security and safety against the fraudulence, at zero liability charges.