HDFC Diners Club Black Credit Card Review

HDFC Diners Club Black Credit Card Review


Are you planning a holiday? You may be thinking I am crazy asking about a holiday during a pandemic. I believe that by being isolated and maintaining social distancing, we strengthen ourselves and win our war against this virus. While we all sit at home, this is a perfect time to plan a perfect holiday. We looked at credit cards that can offer the highest rewards on money spent on a holiday and found that HDFC Diners Club Black Credit Card stands out and offers unbelievable value for the ₹10,000 joining bonus.

HDFC Diners Club Black Reward Rate

You earn 5 Reward Points for every Rs. 150/- spent on retail shopping and each reward point is worth 1 Rupee. So you get a 3.3% discount on anything you buy. The only draw back is these rewards points are valid only for 3 years from the date of accumulation.

You get 33% discount on online shopping and travel spending

With 10x rewards points on following selected partners you can get 33% percent discount on anything you shop. 50 (10 * 5) reward points for every ₹150 spent, that means technically 33% discount.

  • Flipkart
  • Yatra
  • Cleartrip
  • redbus
  • OYO
  • Smart buy
  • Myntra
  • OLA
  • FirsyCry
  • ZommCar

HDFC Diner Club Black Credit Card Membership Privileges

As a signup bonus, HDFC Diners Club Black credit card includes complimentary annual memberships to below partners and can be availed upon completing the first transaction on your HDFC Bank Diners Club Black credit card. These annual memberships can be renewed for subsequent yeard upon achieving annual spend milestone of Rs 8 Lakhs at the time of card anniversary.

Complimentary Annual Memberships:

  • Forbes India
  • Zomato gold
  • Amazon Prime
  • MMT Double Black
  • Times Prime

HDFC Diners Club Black Credit Card Fees

HDFC Diners Club Black Credit Card has a joining fee of ₹10,000. You can get a waiver on subsequent year fee if your annual credit card spending exceeds ₹5,00,000. Enjoy revolving credit on your credit card at one of the lowest interest rates of 1.99% per month.

HDFC Diners Club Black Credit Card Travel Coverage

  • Air accidental death coverage: Rs. 2 Crore.
  • Emergency overseas hospitalization: Rs. 50 Lacs
  • Credit Liability Cover of up to Rs. 9 Lacs
  • Travel Insurance Cover of up to ₹55,000 on baggage delay (Capped to 10$ per hour restricted to 8 hours)

HDFC Diners Club Black Credit Card Benefits

As an HDFC Diners Club Black credit card customer you enjoy exclusive discounts at leading spas, salons and popular gyms. Enjoy exclusive benefits for your mind, body and soul.

TypeBrands providing discounts
Spa/SalonTattva Spa, Enrich Salons & Academy, VLCC, O2 Spa, Four Fountains De- Stress Spa, Jean Claude Biguine
Spa ResortRedEarth Kabini, Tree of Life, Kairali- The Ayurvedic Healing Village, Shreyas Retreat Bangalore, Neemrana Fort Palace Rajasthan, Tijara Fort Palace Rajastan, NaturOville Vedic Retreat Rishikesh, Anytime Fitness, Kris Gethin, Golds Gym
NutritionCalorie Care, Gympik, Healthie, Grow Fit
Online doctor consultationDocsApp