HSBC Visa Platinum Credit Card Review

HSBC Visa Platinum Credit Card Review
Why we like it?

HSBC Visa Platinum Credit Card is an all-rounder. We recommend this card for a variety of reasons: an excellent sign-up bonus; 3X rewards on dining, hotel & telecom bills; 15% discount on dinner; fuel surcharge waiver;

If you like to dine out regularly and looking for saving on fuel surcharge, then HSBC Visa Platinum is the card for you. New cardmembers earn a huge sign-up bonus.

Sing-up bonus includes free money up to ₹4750; ₹2000 Cleartrip voucher and ₹250 Swiggy voucher on your first transaction; 10% cashback (up to ₹2,500) for making a minimum of 9 transactions totaling ₹10,000 or more in the first 90 days of card issuance.

The card offers 2 reward points for every ₹150 you spend. 3X points on dining, hotel stays and telecom bills. 5X points on subsequent purchases made upon spending ₹400,000 in a year, up to ₹1,000,000. This card is even more attractive because you get a BookMyShow movie ticket of worth ₹500 on spending over ₹50,000 in a calendar month.

The card offers up to 15% off dining at over 1,000 restaurants across major cities.

You can save on fuel surcharge at any fuel pump across India for transactions between ₹400 and ₹4,000 (maximum ₹250 per calendar month).


The HSBC Visa Platinum card has no annual fees. It comes with an annual interest rate of 39.6% on purchases and 39.6% on cash withdrawals.

Partner Benefits
  • BigBasket: Up to ₹450 instant discount.
  • Flipkart: 10% instant discount on a wide range of appliances.
  • MakeMyTrip: Up to ₹15,000 instant discount every Sunday.
Additional Benefits
  • Zero-liability for lost cards: In case your HSBC Visa Platinum Credit Card is lost, you will have no liability for transactions made after reporting and registering the loss of the card to HSBC. You are also covered for misuse of your HSBC Visa Platinum Credit Card up to 24 hours before reporting and registering, for up to INR300,000.

  • Emergency card replacement: If you lose your HSBC Visa Platinum Credit Card, you can call Visa Global Assistance Services or HSBC Helpline numbers and have your card cancelled and an emergency card issued anywhere in the world in 3 days. You can also opt to receive emergency cash at over 22,000 outlets globally.

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