ICICI Bank British Airways Premium Credit Card Review

ICICI Bank British Airways Premium Credit Card Review

ICICI Bank tied up with the international airlines British Airways and has launched the co-branded credit card "ICICI Bank British Airways Premium Credit Card" that offers benefits from the American Express and MasterCard as double dhamaka as the users can enjoy multiple spending options and can gain privileges on travel and others. This card is a great option for frequent travelers, as they could earn free flight tickets, rewards, and many privileges on travel. This review will help you analyze whether card is right option for you or not.

Benefits of ICICI British Airways Premium Credit Card:

Welcome Gift -

  • User will earn 8000 avios, the air-mile currency of British Airways Premium Credit Card on first time uses of the credit card.
  • Get 25,000 avios when the card holder books a ticket from India to London with 3 months of the credit card issuance.

Get benefits of two credit cards in one -

The credit card holder can manage two credit cards in one account. That is ICICI Bank British Airways American Express Credit Card.

Miles -

For every spent of Rs 100 you can earn 9 avios and can convert into miles and can get free tickets

Privileges on Travel -

User can redeem the avios to earn travel benefits to your favorite destinations with a choice of more than 125 destinations.

Fuel Surcharge Waiver -

User will get 2.5% fuel surcharge waiver on refuel (every time) at every fuel station (Conditions Apply)

On Dining -

Get up to 15% discount on dining at the partnered restaurants.

Customer Service -

User will get 24/7 personal concierge.

Security -

The credit card is embedded with the microchip that offers extra security preventing counterfeiting and duplication.

Charges and Fees of the Credit Card:

  • Joining Fee - Nil
  • Annual Fee - Rs 7000
  • Interest Charge - 1.25 % to 3.50 % per month
  • Interest on overdue cash advance -3.40% per month
  • Over limit charge - 2.5% of the amount

Late Payment Charges -

  • For Rs 100 to Rs 500, Rs 100 charged
  • For Rs 500 to Rs 10,000; Rs 500 charged.
  • For Rs 20,000 or above; Rs 700 charged.

Bottom Line:

ICICI British Airways Premium Credit Card is definitely for frequent travelers as it offers excellent offers and welcome benefits and it is worth to spend the money on the card to earn the companion Air ticket and it is for those who are looking for benefits on travel, like free tickets, more miles, and other rewards on spending’s, etc.