ICICI Bank Coral Credit Card Review

ICICI Bank Coral Credit Card Review

ICICI Coral Credit Card is offered by the premium banking institution which is packed with number of benefits. It is one of the flagship products that offers advantages like free movie tickets, discounts on dining, exceptional reward benefits, complimentary access at the airport and at the Railway lounges, fuel surcharge waiver, etc.

Features and Benefits of the ICICI Coral Credit Card:

Free Movie Tickets -

The card holders can avail 2 free movie tickets every month by booking through BookMyShow or INOX. Discount is offered up to Rs 250/- per ticket if the price above this the cardholder must do the additional payments.

Complimentary Domestic Railway Lounge Access -

The cardholder gets the opportunity to get the access to the domestic railway lounges at free of cost at every quarter. This feature is not available with many other cards.

Complimentary Domestic Airport Lounge Access -

Get 1 free complimentary ticket for free lounge access at the domestic airports every quarter.

ICICI Bank Culinary Treat Program -

This feature is offered by the bank to the cardholder, under this the cardholder gets the opportunity to dine across more than 2,500 restaurants in India. Also offers 15% discount at the restaurant bills.

Fuel Surcharge Waiver -

At all HPCL filling stations the Coral Credit Cardholder gets 1% fuel surcharge waiver.

Reward Points -

The coral credit card offers rewards to the cardholder in the form of PAYBACK Program, the reward points are offered when the payments are done also from the merchant the reward points are offered. The redemption is done in the form of cash that is added to the cardholders account directly.

CategoryMoney SpentPayback Points
All except FuelOn Every Rs 100/-2 Points
Utilities and InsurancesOn Every Rs 100/-1 Point
Milestone BenefitsRs 2 Lakh in a year2000 points
Milestone BenefitsRs 1 Lakh in a year1000 points

ICICI Coral Credit Card vs Other credit cards:

ICICI Coral Credit comes with the Nominal Annual fee of Rs 500 + GST with multiple benefits. It is best suited for middle class salaried individuals as the payments made through this card will save on utility payments, fuel, etc. And the card offers the guaranteed entertainment plan every month offering 2 free tickets. Also, the discounts offered on dining at the selected restaurant is 15% and many other benefits.


Every credit card has its own features and benefits, the cardholder must check and review on the card whether it suits or not. If the credit card is perfect for your choice, then go ahead and book online and enjoy making payments gaining rewards