ICICI Bank Sapphiro Credit Card Review

ICICI Bank Sapphiro Credit Card Review

ICICI Bank Sapphiro Credit Card is one of the popular credit cards produced by ICICI Bank. It is the premium credit card, earlier the bank has launched the Visa Signature card variant of this premium credit card with an annual fee of Rs 6000. But now the ICICI Bank has produced 2 variants of this credit card, the Sapphiro Mastercard and American Express with an annual fee of Rs 6,500. The Sapphiro Credit Card offers great benefits and convenience to its users. But as the bank as launched two new variants of the cards the features and benefits are revised. Let us look of the revised benefits and other details in this review.

Features and benefits of the ICICI Bank Sapphiro Credit Card:

Welcome Benefits-

ICICI Bank Sapphiro Visa MastercardICICI Bank Sapphiro American Express Credit Card
Get 10,000 welcome vouchers within 45 days if the payment of the annual feeSame benefits offered

Entertainment Benefits-

But 1 ticket and Get up to Rs 500 discount on the second movie tickets booked on BookMyShow twice every month.

Golf Benefits-

User can get maximum 4 golf round lesson every month on spending Rs 50,000 on Retail purchases. These benefits can be availed every month once reaching the target.

Reward Program -

  • Get 2 Payback points on spending every Rs 100 with the Master card variant.
  • Get 3 reward points on spending every Rs 100 with the American Express variant
  • 4000 payback point on spending Rs 4 lakh within a Calendar year.
  • Redeem the payback point at the payback portal either as gift or cash.
  • 4 payback point is equal to 1 Rupee.

Lounge Access-

  • Get 2 complimentary international airport lounge accesses at more than 450 lounges across 115 countries.
  • Get 2 complimentary spa visits every year at the domestic airport spas.
  • Get 4 domestic airport lounge accesses with the Sapphiro variant credit cards.

Dining Privileges-

Get up to 15% discount on your dining bills at the partnered restaurants.

Fuel Waiver-

On spending Rs 2 lakhs per annum, then the user can save up to 900 on fuel (Terms apply). And on spending Rs 4 lakhs in a year then the user can benefit up to 1,2000.

Bottom Line:

The ICICI Bank Sapphiro Credit Card is a good option for those who can utilize all the benefits that are provided by the card, if not then it could be a burden. The card offers many benefits, apart from that there are some limitations like the high annual fee, higher milestone limit to enjoy the rewards and benefits. And in case of entertainment, it will be a beneficiary card if you spend frequent on movies. But in the market, there are many other alternative credit cards available with benefits at lower annual fee comparatively than the Sapphiro Credit Card. So, analyze and review yourself and decide which card is your type and choose it for your wallet.