SBI TATA Titanium Credit Card Review

SBI TATA Titanium Credit Card Review

SBI Tata Titanium Credit Card with multiple privileges, packed with wide range benefits and features suiting every lifestyle. No matter what is the need this card fulfills the needs. Enjoy unlimited benefits like annual fee reversal, availing of reward points on spending or Purchases made at groceries and departmental stores. Enjoy benefits and convenience with the SBI Tata Titanium Credit Card. For more information look of the review.

Features and Benefits of the SBI Tata Titanium Credit Card:

Value Back-

  • Get up to 1% value back on spending’s made at Croma.
  • Avail 5% Value back on purchases made at Tata Outlets.

Reward Program-

  • Earn 1 reward point on every Rs 100 spent on all other retail outlets.
  • Get up to 3X reward points on purchases made at Departmental Stores and grocery shopping.
  • Get 500 empower points on spending Rs 2000 in the first 60 days of the card issuance.

Annual Fee Waiver-

  • On spending Rs 90,000 within the calendar year, annual fee gets waived off.

Concierge services-

  • Get 24/7 helpline just by calling at 39 02 02 02 or 1860 180 1290.

Fees and Charges of the credit card:

  • Annual Fee - Rs 499
  • Renewal Fee - Rs 499
  • Add-on Card Fee - Nil (Per Annum)
  • Card Replacement Charges - Rs 100
  • Cash Advance Fee - 2.5% of the transaction amount
  • Finance Charges - 3.35% per month
  • Outstanding Due Charges - 5% of the outstanding amount.

Bottom Line:

SBI Tata Titanium Credit Card is for those who are looking for a basic credit card with minimal annual fee of Rs 499 with multiple benefits like convenience digital and easy payments. As this credit card has good benefits like the value back returns on purchases made at Tata outlets. If we talk about the reward program, the credit card offers 1 Reward point on every Rs 100 spent at the retail outlets and 3X Reward points at the Groceries spending and spending’s made at the Departmental Stores. One of the greatest profits of the credit card is the cardholder can earn 500 empower points just by spending Rs 2000 within the credit card issuance.