Standard Chartered Bank Value Titanium Card is the credit card that offers benefits om fuel bill payments and cashback, reward points, etc. The special feature of this credit card is, it offers direct cashback on transactions made on fuel, utility bill payments. Also, this card offers the user to earn reward points on other purchases and transactions. This direct cashback offer card comes with an annual fee of Rs 750/-. In this article let us know whether the card worth the annual fee, and the card is best suitable or not.
The Standard Chartered Super Value Titanium Credit Card is a best suitable card for cashback and fuel cards. For example, the annual fee of SCB Super Value Titanium Card is Rs 750/- and the cashback offered on fuel is 5%. And when compared with other fuel cards say Indian Oil Citibank Platinum Credit Card comes with an annual fee of Rs 1000/- and the fuel benefits are different that is it offers 71 litters of petrol free per year, but the amount is waived off after spending of Rs 30k, but no cashback like the Standard Chartered Super Value Titanium Credit Card. Though the card offers cashback and other benefits the standard titanium card does not stand well against other fuel cards.
Highlights of the Standard Chartered Super Value Titanium Credit Card:
- Annual Fee - Rs 750/-
- Annual Fee Waiver - On spending Rs 90,000/- or above p.a.
- Welcome Benefits - Up to Rs 1,500/- cashback on fuel payments.
- On every 150/- spent - Get 1 reward point
- Transaction done below Rs 2000/- on fuel - Get 5% cash back.
- Get 5% cashback on telephone bill payments above Rs 750/-
Benefits of the credit card:
5% cashback on Fuel -
- Maximum Rs 200x- cashback per month
- Per transaction monthly Rs 100/- cashback
5% cashback on Telecom Bill Payments-
- Rs 200/- cashback guaranteed monthly.
5% cashback on Utility bill payments -
- Maximum Rs 100/- cashback monthly guaranteed.
Get 1 reward point on every 150/- spent. The reward points are directly offered to the user.
Lounge Access -
The cardholder will get free membership to priority pass and one free visit per month. (Terms Apply)
Travel Benefits -
The regular benefits are updated and will be applicable. The travel benefits are applicable at India and overseas.
The Standard Chartered Super Value Titanium Credit Card is both the fuel and cashback card, but its high annual fee and the waiver amount worth 90,000/- makes it out of the reach of many customer's annual spends and target. As many looks for the cards with low or nil annual fee. Fuel cards like BPCL SBI Card with Rs 499/- annual fee with 4.5% cashback, IndianOil HDFC credit Card with Rs 500/- annual fee offering cashback of 5% and many other fuel cards stands in front as competitive to the Standard Super value credit card. And same as in case of the cashback program.