Axis Bank MY Zone Easy Credit Card Offers & Benefits

Axis Bank MY Zone Easy Credit Card
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Axis Bank MY Zone Easy Credit Card

Rewards Rate
  • 4 points for every ₹200 spent.
  • 20 points on shopping during weekends for every ₹200 spent
  • 40 points on dining during weekends for every ₹200 spent.
SignUp Bonus
  • 100 points
Fee
₹500
Benefits
  • Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account
Card Brand

Key Details of Axis Bank MY Zone Easy Credit Card

  • Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account.
  • Any purchase above ₹2,500 made using the card can be converted into easy monthly instalments by contacting the bank.
  • Axis My Zone Credit Card users can enjoy 4 complimentary visits per year to participating airport lounges within India.
  • MY ZONE customers will earn 1000 bonus EDGE REWARD points on spending min ₹30,000 per calendar quarter.
  • 4 points for every ₹200 spent.
  • 20 points on shopping during weekends for every ₹200 spent.
  • 40 points on dining during weekends for every ₹200 spent.
  • Under Axis Banks Dining Delights programme, you enjoy a minimum 15% off on dining bills at select restaurants in the country.
  • My Zone credit cardholders can avail up to ₹1,000 off on Myntra. One has to use coupon code MYZONE1000 at the time of checkout.
  • 100 points will be credited when the card is used for online shopping for the first time
  • 1st Year fee Waived on spending ₹5,000 within 45 days

Pro's of Axis Bank MY Zone Easy Credit Card

  • Movie ticket booking made using the My Zone Credit Card will make you eligible for a 25% discount on the total booking account.
  • 20 points on shopping during weekends for every ₹200 spent.
  • 40 points on dining during weekends for every ₹200 spent.

Fee Details of Axis Bank MY Zone Easy Credit Card

  • Joining Fee - ₹500
  • Renewal Fee - ₹500
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of Axis Bank MY Zone Easy Credit Card

Fee Type Charges
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹250
Late payment charges
  • Nil for up to ₹100
  • ₹100 for ₹101 to ₹300
  • ₹300 for between ₹301 to ₹1,000
  • ₹500 for between ₹1,001 to ₹5,000
  • ₹600 for between ₹5,001 to ₹20,000
  • ₹700 more than ₹20,001
Penalty for over limit 3% of the over limit amount or ₹500
Auto-debit reversal or cheque return or dishonour fee ₹300
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Eligibility of Axis Bank MY Zone Easy Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.
  • Axis Bank require a minimum CIBIL score of 700 for issuing Credit Card.

Documentation for Axis Bank MY Zone Easy Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16