Axis Bank Vistara Credit Card Offers & Benefits

Axis Bank Vistara Credit Card
Credithita Rating : 4

Axis Bank Vistara Credit Card

Rewards Rate
  • 2 CV points for every ₹200 spent
SignUp Bonus
  • 1,000 Club Vistara points as activation benefit
Fee
₹1,500
Milestone benefit
  • Up to 2 economy class tickets
Card Brand

Key Details of Axis Bank Vistara Credit Card

  • 1,000 Club Vistara points as activation benefit
  • 2 CV points on every ₹200 spent
  • 2 economy class tickets on milestone spends
  • Complimentary Club Vistara Membership
  • Exclusive offers with Axis Bank Extraordinary weekends
  • Delectable discounts with Axis Bank Dining Delights
  • Annual Fee: ₹1,500
  • One can receive up to at least 15% discount at restaurants which are tied to the Axis Bank Dining Delights.
  • Spend ₹50,000 within the first 90 days from the date of issuance of your card and get 1,000 CV Points.
  • Spends of ₹1.25 lakhs earn you 1 economy ticket and spends of ₹2.5 lakhs and more earn you 1 economy ticket as well.

Pro's of Axis Bank Vistara Credit Card

  • 2 CV points on every ₹200 spent
  • Upto 2 Economy tickets and 1000 CV points on milestone spends

Fee Details of Axis Bank Vistara Credit Card

  • Joining Fee - ₹1,500
  • Renewal Fee - ₹1,500
Cash withdrawal Interest
2.9% per month
Purchase Interest
2.9% per month

Charges of Axis Bank Vistara Credit Card

Fee Type Charges
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹250
Late payment charges
  • Nil for up to ₹100
  • ₹100 for ₹101 to ₹300
  • ₹300 for between ₹301 to ₹1,000
  • ₹500 for between ₹1,001 to ₹5,000
  • ₹600 for between ₹5,001 to ₹20,000
  • ₹700 more than ₹20,001
Penalty for over limit 3% of the over limit amount or ₹500
Auto-debit reversal or cheque return or dishonour fee ₹300
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Eligibility of Axis Bank Vistara Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.
  • The annual income must add up to ₹6 lakh.

Documentation for Axis Bank Vistara Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16