Bank of Baroda Easy Credit Card Offers & Benefits

Bank of Baroda Easy Credit Card
Credithita Rating : 4

Bank of Baroda Easy Credit Card

Rewards Rate
    For every ₹100 you spend
  • Get 5 points on Grocery, Departmental stores & Movies
  • Get 1 points on others
Benefits
  • Zero fuel surcharge
  • 0.5% cashback on card bill payment
Fee
₹500
In-built insurance cover
  • Get free Personal Accidental Death Cover to ensure financial protection of your family
Card Brand

Key Details of Bank of Baroda Easy Credit Card

  • 1 Reward points for every ₹100 spent
  • 5X rewards on Grocery, Departmental stores, Movies for every ₹100 spent
  • 0.5% cashback on card bill payment
  • 1% fuel surcharge waived for all transactions between ₹400 - ₹5,000
  • Spend ₹6,000 within 60 days and ₹35,000 in a year for reversal/waiver of annual fees

Pro's of Bank of Baroda Easy Credit Card

  • 1% fuel surcharge waived for all transactions between ₹400 - ₹5,000
  • 5X rewards on Grocery, Departmental stores, Movies for every ₹100 spent
  • 0.5% cashback on card bill payment

Rewards Rate of Bank of Baroda Easy Credit Card

  • 1 Reward points for every ₹100 spent
  • 5X rewards on Grocery, Departmental stores, Movies for every ₹100 spent
  • 0.5% cashback on card bill payment

Fee Details of Bank of Baroda Easy Credit Card

  • Joining Fee - ₹500 + GST
  • Annual Fee (Second year onwards) – ₹500 + GST
  • Spend ₹6,000 within 60 days and ₹35,000 in a year for reversal/waiver of annual fees
Cash withdrawal Interest
3.25% per month
Purchase Interest
3.25% per month

Charges of Bank of Baroda Easy Credit Card

Fee Type Charges
Card replacement fee ₹100
Cash withdrawal fee Domestic 2.50% on advanced amount, International 3%, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹200 outstanding balance
  • ₹100 for between ₹200 to ₹500
  • ₹400 for between ₹501 to ₹1,000
  • ₹500 for between ₹1001 to ₹10,000
  • ₹750 for more than ₹10,000
Cheque Return Charges ₹300 or 2% of cheque amount
Over limit charges 1% if the usage exceeds the sanctioned credit limit per month
Eligibility of Bank of Baroda Easy Credit Card
  • Applicant should be either self-employed or salaried.
  • Net Monthly Income > ₹25,000 per month.
  • Must be a Resident Indian

Documentation for Bank of Baroda Easy Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is Bank of Baroda Easy Credit Card free?

Can I withdraw cash from Bank of Baroda Easy Credit Card?

What is the interest rate for Bank of Baroda Easy Credit Card?

Is Bank of Baroda Easy Credit Card International?

How can I pay my Bank of Baroda credit card bill?

What is the billing date of the Bank of Baroda Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

How do I report that my credit card has been lost or stolen?

How can I get my credit card statement?

Is applying for a credit card will do the hard credit pull?