First Citizen Citi Credit Card Offers & Benefits

First Citizen Citi Credit Card
Credithita Rating : 4

First Citizen Citi Credit Card

Rewards Rate
  • Earn 7 First Citizen Points per ₹100 spent on private label brands at Shoppers Stop
  • Earn 5 First Citizen Points per ₹100 spent on other brands at Shoppers Stop
  • Earn 1 First Citizen Points per ₹100 spent on other
Fee Wavier
  • Spend ₹30,000 in 12 Months and get Renewal Fee waived for next renewal year
Fee
₹500
SignUp Bonus
  • Welcome and First-Year benefits worth ₹2,050
Card Brand

Key Details of First Citizen Citi Credit Card

  • 7 First Citizen Points/₹100 spent on private label brands at Shoppers Stop
  • 5 First Citizen Points/₹100 spent on other brands at Shoppers Stop
  • 1 First Citizen Point/₹100 on other spends
  • 1 First Citizen Point = ₹0.6 Instantly redeem your First Citizen Points to shop at Shoppers Stop
  • Welcome and First-Year benefits worth ₹2,050
  • 2 Shoppers Stop vouchers worth ₹250 each redeemable at Shoppers Stop. Each voucher can be redeemed against a minimum spends of ₹2,500 at Shoppers Stop.
  • Home Stop voucher worth ₹500 redeemable at Home Stop outlets. The voucher can be redeemed against a minimum spend of ₹4000 at Home Stop.
  • Shoppers Stop online store voucher redeemable on shoppersstop for savings of ₹250 on purchases worth ₹1,500 or above. Click here for offer details and terms and conditions.
  • Spend anywhere within 30 days of Card issuance and get 500 Reward Points worth ₹300 on your First Citizen Citi Credit Card. Click here for offer details and terms and conditions.
  • Joining Fee - ₹500 and Second Year onwards ₹500
  • Get 500 First Citizen points worth ₹300 on your first spend within 30 days of card issuance
  • Zero Annual fee on annual spends of ₹30,000 or more
  • Get Rs. 1000 cash back on spends of ₹5,000 in 60 days of card issuance

Rewards Rate of First Citizen Citi Credit Card

  • 7 First Citizen Points/₹100 spent on private label brands at Shoppers Stop
  • 5 First Citizen Points/₹100 spent on other brands at Shoppers Stop
  • 1 First Citizen Point/₹100 on other spends

Fee Details of First Citizen Citi Credit Card

  • Joining Fee - ₹500
  • Second Year onwards ₹500
  • Spend ₹30,000 in 12 Months and get Renewal Fee waived for next renewal year
Cash withdrawal Interest
2.5% per month
Purchase Interest
3.25% per month

Charges of First Citizen Citi Credit Card

Fee Type Charges
Fee ₹500
2nd year onwards fee ₹500
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹1000 outstanding balance
  • ₹450 for between ₹1000 upto ₹5000
  • ₹700 for between ₹5000 upto ₹10,000
  • ₹950 for above ₹10,000
Fee on cash payment at branches ₹250 per deposit at branches
Fee on cash payment at atms ₹100 per deposit at atm
Eligibility of First Citizen Citi Credit Card
  • Applicant should be either self-employed or salaried.
  • The applicant age must be 18 years and be an Indian citizen.
  • the applicant should also have a good credit score.

Documentation for First Citizen Citi Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is First Citizen Citi Credit Card free?

Can I withdraw cash from First Citizen Citi Credit Card?

What is the interest rate for First Citizen Citi Credit Card?

Is First Citizen Citi Credit Card International?

Is First Citizen Citi Credit Card contactless?

First Citizen Citi Credit Card Reward points valid for?

How can I pay my CITI credit card bill?

What is the billing date of the CITI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Can I make CITI credit card payments with other bank debit cards?

Is applying for a credit card will do the hard credit pull?

What do I do if my CITI Bank Credit Card is lost or stolen?

How can I get my credit card statement?