Doctors Superia Offers & Benefits

Doctors Superia
Credithita Rating : 4

Doctors Superia

Rewards Rate
    For every ₹150 you spend
  • 3 reward points on all
  • 4.5 reward points on dining
Benefits
  • Spend over 5 lac on your card and earn an Air voucher worth Rs. 8,000.
  • Free Accidental Death Insurance up to 50 Lakhs
Fee
₹1,000
Fuel Surcharge waiver
  • 2.5% plus service tax will be replaced by Convenience fee of 1%
Card Brand

Key Details of Doctors Superia

  • 3 Reward Points on every Rs 150 spent.
  • Get 50% more points on dining spend.
  • Spend over 5 lac on your card and earn an Air voucher worth Rs. 8,000.
  • Get the first-year fee reversed if you spend Rs. 15,000 in the first 90 days of card setup date and renewal fee reversed if you spend Rs. 1,00,000 in a year prior to the renewal date
  • Doctor’s Superia Travel Club
    • 1) International Miles - Enjoy redemption of Reward Points at over 20 international airlines through KrisFlyer - Singapore Airlines Frequent Flyer Program.
    • Enjoy redemption of Reward Points against air miles on Jet Airways
  • Do minimum 4 transactions using a Credit card every month and get
    • Free Accidental Death Insurance up to 50 Lakhs*
    • Free Fire and Burglary protection for goods above Rs.5000 for 180 days*

Pro's of Doctors Superia

  • Only Premium Credit Card with exclusive travel benefits for doctors.
  • It provides Free Accidental Death Insurance up to 50 Lakh

Con's of Doctors Superia

  • Reward points are valid only for 2 years.

Rewards Rate of Doctors Superia

  • 3 Reward Points on every Rs 150 spent.
  • Get 50% more points on dining spend.
    Cash withdrawal Interest
    3.49% per month
    Purchase Interest
    3.49% per month

    Charges of Doctors Superia

    Fee Type Charges
    Fee ₹1,000
    Card replacement fee ₹100
    Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
    Late payment charges
    • No charge for up to ₹100 outstanding balance
    • ₹100 for balance between ₹100 to ₹500
    • ₹500 for balance between ₹501 to ₹5,000
    • ₹600 for balance between ₹5001 to ₹10,000
    • ₹800 for balance between ₹10001 to ₹25,000
    • ₹950 more than ₹25,000
    Fee on cash payment at branches ₹100 per payment transaction
    Cash withdrawal limit 40% of your credit card limit
    Reward redemption fee ₹99
    Foreign Currency Transactions fee Bank Charges Cross currency markup of 3.5%
    Balance transfer processing fee 1% of balance transfer amount or ₹250 (which ever is higher)
    Eligibility of Doctors Superia
    • Applicant should be either self-employed or salaried.
    • For salaried Employee,the age range is 21 to 60 years.
    • For self-employed, it is 21 to 65 years.

    Documentation for Doctors Superia

    • KYC documents
    • PAN card or Form 60
    • Income proof such as salary slip, Income tax returns Form 16
    • Proof of residence: Passport or driving licence or ration card or electricity bill or Landline telephone bill
    Accepted Documents
      Proof of Identity
    • PAN Card
    • Aadhaar Card
    • Voter’s ID Card
    • Passport
    • Driving Licence
      Proof of Address
    • Aadhaar Card
    • Passport
    • Utility bills (not more than 3 months old)
    • Any other government-approved ID
      Proof of Income
    • Bank statement for the last 3 months
    • Salary slips for the last 3 months
    • Audited financials for the last two years (for self-employed)
    • Form 16

    Frequently asked questions

    Can only doctors apply for a Doctors Superia credit card?

    What Is a Doctor's Superia Credit Card fee?

    Doctors Superia Credit Card Reward points valid for?

    Can I withdraw cash from Doctors Superia Credit Card?

    What is the interest rate for Doctors Superia Credit Card?

    What is the billing date of the HDFC Credit Card?

    How can I pay my HDFC credit card bill?

    What do I do if my HDFC Bank Credit Card is lost or stolen?

    Can I make HDFC credit card payments with other bank debit cards?

    Will I be charged for IMPS transactions?

    Will I be charged for NEFT transactions?

    Is applying for a credit card will do the hard credit pull?