HDFC Platinum Times Card Offers & Benefits

HDFC Platinum Times Card
Credithita Rating : 4.5

HDFC Platinum Times Card

Rewards Rate
    For every ₹150 you spend, earn 3 reward points and 10 reward points on weekday dining
  • Get discount on movie ₹4,000 or more in a year
  • Get a discount on dining ₹9,600 or more in a year
  • Save ₹600 on Fuel Surcharge waiver in a year
SignUp Bonus
  • Get started on an entertaining journey with a range of gift vouchers for shopping, apparel, dining, and many more categories
Card Brand

Key Details of HDFC Platinum Times Card

  • 25% off on movies and up to 20% off on dining. (at participating outlets).
  • Earn Bouquet of discount vouchers as Welcome Bonus
  • 3 Reward Points (RP) on Rs. 150 spent. 10 RP on dining spends on weekdays (Mon-Fri).
  • Get movie discounts of Rs. 4,000 or more in a year!
  • Earn big discounts of Rs. 9,600 or more every year on dining!
  • Save Rs. 600 in a year on your fuel transactions
  • Do minimum 4 transactions using a Credit card every month and get
    • Free Accidental Death Insurance up to 50 Lakhs*
    • Free Fire and Burglary protection for goods above Rs.5000 for 180 days

Pro's of HDFC Platinum Times Card

  • It's an entertainment credit card with discounts on movie and dining
  • It provides Free Accidental Death Insurance up to 50 Lakh

Con's of HDFC Platinum Times Card

  • Reward points are valid only for 2 years.

Rewards Rate of HDFC Platinum Times Card

  • Earn 3 Reward Points for every Rs. 150 spent
  • Weekday Dining Bonanza – Earn 10 Reward Points* on every Rs. 150 spent on weekday Dinings (Weekdays = Monday to Friday).

Fee Details of HDFC Platinum Times Card

  • First Year and Renewal Fee on Platinum Credit Card is Rs. 1000/- (GST* as applicable)
Cash withdrawal Interest
3.49% per month
Purchase Interest
3.49% per month

Charges of HDFC Platinum Times Card

Fee Type Charges
Fee ₹1,000
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹5,000
  • ₹600 for Between ₹5001 to ₹10,000
  • ₹800 for Between ₹10001 to ₹25,000
  • ₹950 More than ₹25,000
Fee on cash payment at branches ₹100 per payment transaction
Cash withdrawal limit 40% of your credit card limit
Reward redemption fee ₹99
Foreign Currency Transactions fee Bank Charges Cross currency markup of 3.5%
Balance transfer processing fee 1% of balance transfer amount or ₹250 (which ever is higher)
Eligibility of HDFC Platinum Times Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee,the age range is 21 to 60 years.
  • For self-employed, it is 21 to 65 years.

Documentation for HDFC Platinum Times Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

What is the credit limit of HDFC Platinum Times Card?

Is HDFC Platinum Times Card free?

HDFC Platinum Times Card Reward points valid for?

Can I withdraw cash from HDFC Platinum Times Card?

What is the interest rate for HDFC Platinum Times Credit Card?

What is the billing date of the HDFC Credit Card?

How can I pay my HDFC credit card bill?

What do I do if my HDFC Bank Credit Card is lost or stolen?

Can I make HDFC credit card payments with other bank debit cards?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?