ICICI Coral Credit Card Offers & Benefits

ICICI Coral Credit Card
Credithita Rating : 4.5

ICICI Coral Credit Card

Rewards Rate
    For every ₹100 you spend
  • 2 PAYBACK points on all(except fuel)
  • 1 PAYBACK point on utilities and insurance categories
Benefits
2 complimentary movie tickets every month under the Buy One Get One free offer; 15% savings on dining bills at over 2500+ restaurants
Fee
₹500
Extra Points
  • 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year
Card Brand

Key Details of ICICI Coral Credit Card

    Earn extra rewards, get free movie tickets, discounts on dining and more. Take a look:
  • Earn up to 10,000 PAYBACK Points from ICICI Bank Rewards every anniversary year.
  • One complimentary domestic airport lounge visit per quarter.
  • Get the all-new feature of one complimentary domestic railway lounge visit per quarter.
  • 2 complimentary movie tickets every month under the Buy One Get One free offer through www.bookmyshow.com or www.inoxmovies.com
  • Minimum 15% savings on dining bills at over 2500+ restaurants across India through our Culinary Treats Programme.

Pro's of ICICI Coral Credit Card

  • 2 complimentary movie tickets every month under the Buy One Get One Free offer
  • 15% savings on dining bills at over 2500+ restaurants

Rewards Rate of ICICI Coral Credit Card

  • Earn 2 PAYBACK Points on every ₹100 spent on your card (except fuel).
  • Earn 1 PAYBACK Point on every ₹100 spent on utilities and insurance categories. Under the new ICICI Bank Milestone Rewards program, get 2000 PAYBACK Points on spending ₹2,00,000 on your card and 1000 PAYBACK Points each time you cross ₹1,00,000 spend thereafter in an anniversary year; maximum of 10,000 PAYBACK Points per year.

Fee Details of ICICI Coral Credit Card

  • You pay a joining fee of ₹500 + GST
  • You pay an annual fee of ₹500 + GST from 2nd year onwards - waived off if you spend more than ₹1,50,000 in the previous year.
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of ICICI Coral Credit Card

Fee Type Charges
Joining fee ₹500
2nd year onwards fee ₹500
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹10,000
  • ₹750 More than ₹10,000
Foreign currency transactions Mark-up of 3.50%
Fee on cash payment at branches ₹100 per payment transaction
Eligibility of ICICI Coral Credit Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee, the age range is 21 to 65 years and Net Monthly Income > Rs 42,000 per month.
  • For self-employed, it is 21 to 65 years and Rs 5 Lakhs per annum

Documentation for ICICI Coral Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is ICICI Coral Credit Card International?

Does ICICI Coral Credit Card have free airport lounge access?

What is the interest rate for an ICICI Coral Credit Card?

Can I withdraw cash from ICICI Coral Card?

Is ICICI Coral Credit Card free?

Will I get a BOGO (buy one get one) ticket with ICICI Coral credit Card?

What is the billing date of the ICICI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?

What do I do if my ICICI Bank Credit Card is lost or stolen?

How can I pay my ICICI credit card bill?