Rubyx Credit Card Offers & Benefits

Rubyx Credit Card
Credithita Rating : 4

Rubyx Credit Card

Rewards Rate
    For every ₹100 you spend
  • 3 PAYBACK points on all(except fuel)
  • 6 PAYBACK point on International spends
Benefits
  • 2 complimentary movie tickets every month under the Buy One Get One Free offer
  • 15% savings on dining bills at over 2500+ restaurants
Fee
₹3,000
Welcome Bonus
  • Vouchers on Shopping and Travel worth Rs 5000
  • 15,000 PAYBACK Points every anniversary year
Card Brand

Key Details of Rubyx Credit Card

    Enjoy privileges across lifestyle, dining, and golf; get travel benefits and free movie tickets.
  • Get Welcome Vouchers on Shopping and Travel worth Rs 5000 on payment of joining fee.
  • Earn up to 15,000 PAYBACK Points every anniversary year.
  • Get up to 2 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.
  • 2 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express.
  • Get the all-new feature of 2 complimentary domestic railway lounge visits per quarter, courtesy Mastercard and American
  • 2 complimentary movie tickets every month under the Buy 1 Get 1 offer through www.bookmyshow.com on first come first serve basis.
  • Earn 2X Points on all international transactions on your card.
  • Minimum 15% savings on dining bills at over 2,500+ restaurants across India through Culinary Treats Programme

Pro's of Rubyx Credit Card

  • 2 complimentary movie tickets every month under the Buy One Get One Free offer
  • 15% savings on dining bills at over 2500+ restaurants
  • Get Welcome Vouchers on Shopping and Travel worth Rs 5000

Con's of Rubyx Credit Card

  • Joining Fee, I can get similar benefits in ICICI Bank Coral Credit Card for less joining fee

Rewards Rate of Rubyx Credit Card

    Earn bonus rewards of up to 6 PAYBACK Points on every ₹100 spent
    PAYBACK Points on the ICICI Bank Rubyx Mastercard Credit Card (per ₹100 spent)
  • Domestic spends (except fuel) 2 points
  • International spends 4 points
    PAYBACK Points on the ICICI Bank Rubyx Platinum American Express Credit Card (per ₹100 spent)
  • Domestic spends (except fuel) 3 points
  • International spends 6 points

Signup Bonus of Rubyx Credit Card

  • Get Welcome Vouchers on Shopping and Travel worth ₹5,000 on payment of joining fee.

Fee Details of Rubyx Credit Card

  • You pay a Joining Fee of ₹3,000 + goods and services tax and get welcome vouchers on shopping and travel worth ₹5,000 within 30 days of payment of joining fees.
    • Master
  • You Pay an Annual Fee of ₹2,000 + goods and services tax from 2nd year onwards. This fee is waived off if you spend more than ₹3,00,000 in the previous year.
Cash withdrawal Interest
3.4% per month
Purchase Interest
3.4% per month

Charges of Rubyx Credit Card

Fee Type Charges
Joining fee ₹3,000
2nd year onwards fee ₹2,000
Card replacement fee ₹100
Cash withdrawal fee 2.50% on advanced amount, subject to minimum of ₹300
Late payment charges
  • No charge for up to ₹100 outstanding balance
  • ₹100 for Between ₹100 to ₹500
  • ₹500 for Between ₹501 to ₹10,000
  • ₹750 More than ₹10,000
Foreign currency transactions Mark-up of 3.50%
Fee on cash payment at branches ₹100 per payment transaction
Eligibility of Rubyx Credit Card
  • Applicant should be either self-employed or salaried.
  • For salaried Employee, the age range is 21 to 65 years and Net Monthly Income > ₹50,000 per month.
  • For self-employed, it is 21 to 65 years and ₹5,50,000 per annum

Documentation for Rubyx Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving licesce or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is Rubyx Credit Card free?

Will I get a BOGO (buy one get one) ticket from ICICI Rubyx Credit Card?

Does ICICI Rubyx Credit Card have free airport lounge access?

What is Rubyx Credit Card Welcome Bonus?

What is the billing date of the ICICI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Is applying for a credit card will do the hard credit pull?

What do I do if my ICICI Bank Credit Card is lost or stolen?

How can I pay my ICICI credit card bill?