IDBI Bank Euphoria Credit Card Offers & Benefits

IDBI Bank Euphoria Credit Card
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IDBI Bank Euphoria Credit Card

Rewards Rate
  • 6 Delight points for every ₹100 spent on travel
  • Get 3 Delight points on others
SignUp Bonus
  • Welcome bonus 4000 Delight points
Fee
₹1,499
Airport Lounge Access
  • Complimentary Visa Airport Lounge Access
Card Brand

Key Details of IDBI Bank Euphoria Credit Card

  • Earn 6 Delight Points for every ₹100 you spend on travel related expenses viz. Hotels, Airlines, IRCTC, Bus Bookings etc. or earn 3 Delight Points on every other spent
  • Additionally you will earn a welcome gift of 4000 Delight Points on your first transaction of minimum 1500 within 60 days of receiving your card.
  • Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience
  • Waiver of 1%* fuel surcharge every time you fill fuel using IDBI Bank Royale Signature Card across all fuel stations for transactions in the range of 400 to 5000
  • Air Travel Accident Insurance Cover for a value of 25 lakhs is provided.
  • Complimentary Visa Airport Lounge Access.
  • Zero Lost Card Liability is offered in case of theft or loss of card.
  • 2 Free Movie Tickets per month any day of the week on BookMyshow
  • Convert Delight Points into cashback
  • Double Delight Points in your birthday month!

Pro's of IDBI Bank Euphoria Credit Card

  • 2 Free Movie Tickets per month any day of the week on BookMyshow
  • Convert Delight Points into cashback
  • Double Delight Points in your birthday month!

Fee Details of IDBI Bank Euphoria Credit Card

  • Joining Fee - ₹1,499
  • Renewal Fee - ₹1,499
Cash withdrawal Interest
2.9% per month
Purchase Interest
2.9% per month

Charges of IDBI Bank Euphoria Credit Card

Fee Type Charges
Late payment charges
  • Nil up to ₹99
  • ₹100 for between ₹100 to ₹500
  • ₹400 for between ₹501 to ₹5,000
  • ₹500 for between ₹5001 to ₹20,000
  • ₹750 more than ₹20,001
Penalty for over limit 2.5% of the over limit amount or ₹500
Auto-debit return charge ₹225
Card replacement charge ₹200
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Reward redemption ₹99
Eligibility of IDBI Bank Euphoria Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.

Documentation for IDBI Bank Euphoria Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16