IDBI Bank Imperium Platinum Credit Card Offers & Benefits

IDBI Bank Imperium Platinum Credit Card
Credithita Rating : 3.5

IDBI Bank Imperium Platinum Credit Card

Rewards Rate
  • 2 Delight points for every ₹150 spent
SignUp Bonus
  • Welcome bonus 500* Delight points
Fee
₹499
Cash withdrawal Limit
  • Cash withdrawal limit up to 70% of your credit limit
Card Brand

Key Details of IDBI Bank Imperium Platinum Credit Card

  • 2 Delight points for every ₹150 spent
  • 500 Delight Points on first usage of the card within 30 days, Minimum eligible transaction value is ₹1,500
  • 300 Delight Points on first usage between 31 to 90 days from the card issuance date, Minimum eligible transaction value is ₹1,500
  • Annual fee – 499
  • Renewal fee - Nil
  • Cash withdrawal limit up to 70% of your credit limit

Fee Details of IDBI Bank Imperium Platinum Credit Card

  • Joining Fee - ₹499
  • Second Year onwards ₹0
Cash withdrawal Interest
2.9% per month
Purchase Interest
2.9% per month

Charges of IDBI Bank Imperium Platinum Credit Card

Fee Type Charges
Fee ₹499
2nd year onwards fee ₹0
Late payment charges
  • Nil up to ₹99
  • ₹100 for between ₹100 to ₹500
  • ₹400 for between ₹501 to ₹5,000
  • ₹500 for between ₹5001 to ₹20,000
  • ₹750 more than ₹20,001
Penalty for over limit 2.5% of the over limit amount or ₹500
Auto-debit return charge ₹225
Card replacement charge ₹200
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Reward redemption ₹99
Eligibility of IDBI Bank Imperium Platinum Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.

Documentation for IDBI Bank Imperium Platinum Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16