IDBI Bank Royale Signature Credit Card Offers & Benefits

IDBI Bank Royale Signature Credit Card
Credithita Rating : 4

IDBI Bank Royale Signature Credit Card

Rewards Rate
  • 3 Delight points for every ₹100 spent
SignUp Bonus
  • Welcome bonus 750* Delight points
Fee
₹0
Airport Lounge Access
  • Complimentary Visa Airport Lounge Access
Card Brand

Key Details of IDBI Bank Royale Signature Credit Card

  • Joining Fee - ₹0
  • Earn 3 Delight points for every ₹100 spent
  • Additionally you will earn a welcome gift of 750 Delight Points on first usage of the card within 30 days days or 400 Delight Points on usage between 31 to 90 days from the card issuance date. The minimum eligible transaction value for the welcome gift is 1,500.
  • Enjoy interest free credit of up to 48 days* on your purchases and manage your payments as per your convenience
  • Waiver of 1%* fuel surcharge every time you fill fuel using IDBI Bank Royale Signature Card across all fuel stations for transactions in the range of 400 to 5000
  • Air Travel Accident Insurance Cover for a value of 25 lakhs is provided.
  • Complimentary Visa Airport Lounge Access.
  • Zero Lost Card Liability is offered in case of theft or loss of card.

Fee Details of IDBI Bank Royale Signature Credit Card

  • Joining Fee - ₹0
  • Renewal Fee - ₹1,499
Cash withdrawal Interest
2.5% per month
Purchase Interest
2.5% per month

Charges of IDBI Bank Royale Signature Credit Card

Fee Type Charges
Late payment charges
  • Nil up to ₹99
  • ₹100 for between ₹100 to ₹500
  • ₹400 for between ₹501 to ₹5,000
  • ₹500 for between ₹5001 to ₹20,000
  • ₹750 more than ₹20,001
Penalty for over limit 2.5% of the over limit amount or ₹500
Auto-debit return charge ₹225
Card replacement charge ₹200
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹100
Reward redemption ₹99
Eligibility of IDBI Bank Royale Signature Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.

Documentation for IDBI Bank Royale Signature Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16