Indianoil Citi Credit Card Offers & Benefits

Indianoil Citi Credit Card
Credithita Rating : 4.5

Indianoil Citi Credit Card

Rewards Rate
    For every ₹150 you spend
  • Earn 4 Turbo points at IndianOil outlets
  • 2 Turbo Points at grocery and supermarkets; 1 Turbo Point on all other spent
Benefits
  • Fee waiver of Rs 1000 on annual spends of Rs 30000
  • Never - expiring reward points
Fee
₹1,000
SignUp Bonus
  • ₹250 Turbo Points on your first spend within 30 days of card issuance.
Card Brand

Key Details of Indianoil Citi Credit Card

  • Get up to 71 liters of free fuel in the first year
    • Fee waiver of ₹1,000 on annual spends of ₹30,000
    • Turbo points worth ₹250 on card activation
    • Additional points worth ₹3,650**
  • Never - expiring reward points
  • Instantly Pay with Points at select partners
  • Simply tap and pay using a contactless card

Pro's of Indianoil Citi Credit Card

  • For every ₹150 spent on Earn 4 Turbo points at IndianOil outlets and 1 reward point = 1 rupee petrol.
  • Never - expiring reward points

Con's of Indianoil Citi Credit Card

  • Interest rate 39% p.a.

Rewards Rate of Indianoil Citi Credit Card

  • 4 Turbo Points on ₹150 of fuel purchases at authorized IndianOil Retail Outlets across the country.
  • 2 Turbo Points on ₹150 at grocery and supermarkets.
  • 1 Turbo Point on ₹150 spent elsewhere like Shopping, Dining and more.

Signup Bonus of Indianoil Citi Credit Card

    Get up to 71 liters of free fuel in the first year
  • Fee waiver of ₹1,000 on annual spends of ₹30,000
  • Turbo points worth ₹250 on card activation
  • Additional points worth ₹3,650**

Fee Details of Indianoil Citi Credit Card

    Rs 1000 + taxes
Cash withdrawal Interest
3.25% per month
Purchase Interest
3.25% per month

Charges of Indianoil Citi Credit Card

Fee Type Charges
Card replacement fee ₹100
Cash withdrawal fee 2.5% on advanced amount, subject to minimum of ₹500
Late payment charges
  • No charge for up to ₹1000 outstanding balance
  • ₹450 for between ₹1000 upto ₹5000
  • ₹700 for between ₹5000 upto ₹10,000
  • ₹950 for above ₹10,000
Fee on cash payment at branches ₹250 per deposit at branches
Fee on cash payment at atms ₹100 per deposit at atm
Eligibility of Indianoil Citi Credit Card
  • Applicant should be either self-employed or salaried.
  • The applicant age must be 18 years and be an Indian citizen.
  • the applicant should also have a good credit score.

Documentation for Indianoil Citi Credit Card

  • Proof of Identity
  • Proof of Address
  • Latest two salary slips or Latest year ITR with audited financials and computation of income
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Frequently asked questions

Is Indianoil Citi Credit Card free?

Can I withdraw cash from Indianoil Citi Credit Card?

What is the interest rate for Indianoil Citi Credit Card?

Is Indianoil Citi Credit Card International?

Is Indianoil Citi Credit Card contactless?

Indianoil Citi Credit Card Reward points valid for?

How can I pay my CITI credit card bill?

What is the billing date of the CITI Credit Card?

Will I be charged for IMPS transactions?

Will I be charged for NEFT transactions?

Can I make CITI credit card payments with other bank debit cards?

Is applying for a credit card will do the hard credit pull?

What do I do if my CITI Bank Credit Card is lost or stolen?

How can I get my credit card statement?