RBL Bank vCard Credit Card Offers & Benefits

RBL Bank vCard Credit Card
Credithita Rating : 4

RBL Bank vCard Credit Card

Rewards Rate
  • For every ₹100 spent
  • Earn 1 reward point on all purchases
Fuel Surcharge waiver
  • up to ₹100 a month for fuel transactions between ₹500 and ₹4000
Fee
₹0
Movie Offer
  • Buy one Get one movie ticket every month up to ₹200 at BookMyShow
Card Brand

Key Details of RBL Bank vCard Credit Card

  • Earn Bonus 4000 Rewards on every ₹1.2 Lac in a year.
  • Earn 1 reward point for every ₹100 spent on all purchases
  • 1,000 bonus Rewards Points on spends of ₹10,000 or more within 60 days of Card setup
  • Fuel Surcharge waiver of ₹100 per month for fuel transactions between ₹500 - ₹4,000
  • Buy one Get one movie ticket every month up to ₹200 at BookMyShow on Wednesday
  • Get 5% value back on groceries spends on Wednesday only
  • Get 10% value back on spends at Pizza Hut online & Domino’s online on Wednesday only

Fee Details of RBL Bank vCard Credit Card

  • Joining Fee - ₹0
  • Second Year onwards ₹500
  • Get your annual fee waived off on spending ₹1 lac in the previous year
Cash withdrawal Interest
3.99% per month
Purchase Interest
3.99% per month

Charges of RBL Bank vCard Credit Card

Fee Type Charges
Fee ₹0
2nd year onwards fee ₹500
Late payment charges 15% of Total amount due, subject to minimum of ₹50 and max ₹1,000
Penalty for over limit ₹600
Cash Advance Transaction fee 2.5% of the cash amount, subject to minimum of ₹300
Fuel Transaction Charge 1% Surcharge on Fuel transaction value, subject to minimum of ₹10
Fee for foreign currency transaction 3.50% of the total transaction value
Cash payment fee ₹250
Eligibility of RBL Bank vCard Credit Card
  • Applicant should be either self-employed or salaried.
  • Age should be between 21 and 65.
  • Good credit score.

Documentation for RBL Bank vCard Credit Card

  • KYC documents
  • PAN card or Form 60
  • Income proof such as salary slip, Income tax returns Form 16
  • Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
    Proof of Identity
  • PAN Card
  • Aadhaar Card
  • Voter’s ID Card
  • Passport
  • Driving Licence
    Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government-approved ID
    Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16