SBI Prime Credit Card Offers & Benefits
SBI Prime Credit Card
Rewards Rate
- For every ₹100 you spend
- Earn 20 reward points on standing instructions of Utility Bills payments
- Earn 15 reward points on BigBasket spends
- Get 10 Reward Points on Dining, Groceries and Movie
SignUp Bonus
- Welcome e-gift Voucher worth ₹3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop and Yatra.com
- Apply online and get Pizza Hut Voucher worth ₹500
Fee
₹2,999
Birthday Benefit
- Enjoy 20 Reward Points per Rs. 100 spent on your birthday
Card Brand
Key Details of SBI Prime Credit Card
- Get 20 Reward Points per ₹100 spent on standing instructions of Utility Bills payments
- Get 15 Reward Points per ₹100 spent on BigBasket
- Get 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental stores and Movies
- Welcome e-gift Voucher worth ₹3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop and Yatra.com
- Get Pizza Hut e-Voucher worth ₹1,000 on achieving spends of ₹50,000 in a calendar quarter
- Waiver of Renewal Fee on annual spends of ₹3 Lakhs
- E-Gift Voucher worth ₹7,000 from Yatra.com/Pantaloons on achieving annual spends of ₹5 Lakhs
- Enjoy complimentary Trident Privilege Red Tier Membership - Get exclusive 1,000 Welcome Points on registration
- Enjoy 1,500 Bonus Points on your first stay & additional Rs. 1,000 hotel credit on extended night stay
- Enjoy 20 Reward Points per ₹100 spent on your birthday
- Apply online and get Pizza Hut voucher worth ₹500
- Enjoy Complimentary Club Vistara Silver membership - Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher
- Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights
- 4 complimentary visits per year to International Priority Pass Lounges, outside India
- 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India
- Savings of 10% off on Hertz car rental and up to 35% off on Avis Car Rentals
Pro's of SBI Prime Credit Card
- Earn 20 reward points on standing instructions of Utility Bills payments
- Earn 15 reward points on BigBasket spends
- Earn 15 reward points on BigBasket spends
- Get 10 Reward Points on Dining, Groceries and Movie
- Enjoy 20 Reward Points per Rs. 100 spent on your birthday
Rewards Rate of SBI Prime Credit Card
- Get 20 Reward Points per ₹100 spent on standing instructions of Utility Bills payments
- Get 15 Reward Points per ₹100 spent on BigBasket
- Get 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental stores and Movies
Fee Details of SBI Prime Credit Card
- Joining Fee - ₹2,999+ GST
- Annual Fee (Second year onwards) – ₹2,999+ GST
Cash withdrawal Interest
3.35% per month
Purchase Interest
3.35% per month
Charges of SBI Prime Credit Card
| Fee Type | Charges |
|---|---|
| Cash withdrawal fee | 2.5% on advanced amount, subject to minimum of ₹500 |
| Late payment charges |
|
| Payment dishonor fee | 2% of the payment amount or ₹450 |
| Statement retrieval fee | ₹100 per statement |
| Card replacement charge | ₹100 |
| Over-limit fee | 2.5% of the over-limit amount or ₹500 |
| Rewards redemption fee | ₹99 |
| Fee on cash payment at branches | ₹100 |
Eligibility of SBI Prime Credit Card
- Applicant should be either self-employed or salaried.
- Age should be between 21 and 65.
- Good credit score.
Documentation for SBI Prime Credit Card
- KYC documents
- PAN card or Form 60
- Income proof such as salary slip, Income tax returns Form 16
- Proof of residence: Passport or driving license or ration card or electricity bill or Landline telephone bill
Accepted Documents
- Proof of Identity
- PAN Card
- Aadhaar Card
- Voter’s ID Card
- Passport
- Driving Licence
-
Proof of Address
- Aadhaar Card
- Passport
- Utility bills (not more than 3 months old)
- Any other government-approved ID
-
Proof of Income
- Bank statement for the last 3 months
- Salary slips for the last 3 months
- Audited financials for the last two years (for self-employed)
- Form 16
Frequently asked questions
Is SBI Prime Credit Card free?
Can I withdraw cash from SBI Prime Credit Card?
What is the interest rate for SBI Prime Credit Card?
Is SBI Prime Credit Card International?
What is the cash advance limit for SBI Prime Card?
How can I pay my SBI Credit Card bill?
What is the billing date of the SBI Credit Card?
Will I be charged for IMPS transactions?
Will I be charged for NEFT transactions?
How do I report that my credit card has been lost or stolen?
How can I get my credit card statement?
Is applying for a credit card will do the hard credit pull?